InsightsAWS Payment Guide
Free Infrastructure Guide

Reference Architecture for
Agent-Based Payment Systems

7 infrastructure layers covering the key decisions for fintech teams building on AWS. Covers PCI-DSS alignment, security architecture, cost optimisation, and disaster recovery — with real AWS service recommendations, not generic advice.

7 Infrastructure Layers
21 Technical Sections
Designed for £1M–£100M+ scale
PCI-DSS Level 1 aligned

Agent Orchestration Layer

Coordinate autonomous payment agents across distributed systems

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Security & Encryption

Enterprise-grade security for sensitive payment data and agent communications

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Compliance & Audit

PCI-DSS, SOC 2, and GDPR compliance frameworks with AWS-native tooling

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Cost Optimisation

Can significantly reduce infrastructure costs through right-sizing and architectural optimisation

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Observability & Monitoring

Real-time visibility into payment flows and agent performance

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Payment Gateway Integration

Connect with leading payment processors and open banking providers with enterprise-grade reliability

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Disaster Recovery

RPO < 5 minutes, RTO < 15 minutes for mission-critical payment systems

Explore 3 sections

Implementation Resources

Practical tools for deploying this infrastructure in production

Interactive

Infrastructure Sizing Calculator

Input your transaction volume and get exact AWS service recommendations with sizing formulas.

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Free Tool

Monthly Cost Estimator

Real AWS pricing calculations for 1M, 10M, and 100M transactions/month with service breakdown.

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Gated

90-Day Deployment Roadmap

Week-by-week implementation plan with milestones, resource allocation, and risk checkpoints.

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