Scope Tier — £999/month

See exactly what AI would do.
Without any money moving.

Test AI-driven payment workflows under full governance. No execution, no settlement risk, no regulatory exposure. Build the evidence pack your risk team and regulators need — before committing to live operations.

Assessments included — simulation mode

PCI-DSS Gap Analysis
Agent Payment Flow Simulator
Infrastructure Cost Modeller
Security Controls Matrix
Cardholder Data Flow Mapper
Latency Analysis
Architecture Decision Records
Failure Playbook Generator
Agent Observability Pack
Agent Identity Designer
Acquirer Readiness

Who Scope is for

The entry point for anyone who needs to see before they commit.

Payments Architects

You're evaluating whether AI agents belong in a payment flow. You need to show your risk team what the agent would do — before any money moves.

Innovation & Labs Teams

You're running an internal proof of concept for agentic payments. You need audit-ready evidence, not a live environment.

Risk & Compliance Leads

You need to see decision logs, policy enforcement, and explainability before you sign off on any AI touching a payment rail.

Banks & Regulated Fintechs in Pre-Production

You're in a supervised sandbox. Regulators expect evidence of controls before execution. Shadow mode produces exactly that.

Platform Engineering Teams

You're scoping what AI-ready payment infrastructure looks like. You want to stress-test the architecture without touching production.

The questions Scope is designed to answer

What if the AI triggers a payment we didn't approve?
How do we demonstrate to the FCA that we tested controls before going live?
Our QSA needs to see evidence of PCI-DSS scope analysis — we can't do that in production.
We don't have a sandbox that mirrors production closely enough to test agentic flows.
The board won't approve AI in payments without a formal evidence pack.

Here is how Scope answers each one

No execution. The AI generates payment intents and policy decisions — nothing is submitted to a payment rail.
Full decision logs are produced for every simulated action, ready for regulator review.
PCI-DSS scope analysis and agent placement audit evidence are generated as structured artefacts.
Shadow mode runs against your real AWS estate — no separate sandbox needed.
Every session produces a traceable evidence pack showing what the AI decided, why, and what controls were applied.
Based on FCA supervisory expectations & PCI-DSS v4.0

Firms deploying AI in payment flows are expected to demonstrate pre-execution testing with documented decision logs, policy enforcement evidence, and CDE scope analysis — before any live operation begins. The FCA's guidance on AI and machine learning (FS22/1) expects firms to be able to explain model decisions to regulators. PCI-DSS v4.0 Requirement 12.3 mandates a formal risk assessment before any new technology is introduced into the payment environment. A slide deck does not satisfy either. A structured, auditable evidence pack does.

Sources: FCA FS22/1 AI & ML Guidance · PCI-DSS v4.0 Req 12.3 · DORA Article 4 (ICT risk management)

What you get on Scope

All assessments. Full observability. Zero execution risk.

All 23 Assessments — Simulation Mode

Run every architecture, compliance, and agentic readiness assessment. See results on screen. Nothing executes.

Full Decision Logs

Every assessment session produces a complete audit trail — what was evaluated, what policy rules applied, and the outcome.

PCI-DSS Gap Analysis

Requirement-by-requirement walkthrough against PCI-DSS v4.0 with risk severity ratings.

Policy & Rule Simulation

Configure spend limits, merchant controls, and approval workflows. See exactly what the agent would do.

Agentic Readiness Assessment

Score your AWS estate against agent-based payment flow requirements across IAM, networking, and resilience.

Multi-Account Support

Connect Dev, Staging, and Production accounts. Simulate across your full estate.

£999
/month base + £49/user/month + £249/account/month

1-month minimum. Cancel with 30 days written notice. No hidden fees. Upgrade to Sync at any time to unlock AI insights, report exports, and IaC download.

Need to trial for a bank or regulated institution? See all membership options